The insurer failed to establish that pending criminal charges were a fact material to insu...

Case Summary: Criminal activity was not material to life insurance risk – Lexology

The insurer failed to establish that pending criminal charges were a fact material to insurance in an application for life insurance. Insurance law – Life insurance – Criminal offences – Misrepresentation in obtaining insurance – Material change in risk – Damages – Costs in lieu of punitive damages Watson Estate v RBC Life Insurance Co of Canada, [2021] O.J. No. 4127, 2021 ONSC 5305, Ontario Superior Court of Justice, July 30, 2021, R.J. Mandhane J. The insurer voided the deceased’s life insurance policy after he passed away on the basis that his failure to disclose his pending criminal charges in …

 

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